Real Estate Basics
Buying real estate “Subject
to” is one of those great low to no risk,
no credit, and no money down strategies (when done properly).
They can be used with owners, preforeclosure or even with
conventional methods as a better way to accumulate properties
without credit and financing limitations.
This term actually comes from the clause “subject
to existing financing” which is in some purchase agreements.
With this strategy you are leaving the existing financing
in place and taking over those payments based on terms you
arrange with the original seller.
There are a few things we need to clarify. First of all,
you are NOT assuming a loan. You as the buyer simply take
over payments on the sellers existing mortgage and your
name does not go on the loan. Where you can run into problems
is trying to sell or assign existing financing as a middleman
between a buyer and seller, which is not only more tricky,
but risky to do. This is often referred to as a mortgage
assignment and can have legal implications with new
legislation in place such as the
Safe Act. Detailed instruction for profiting
effectively now using Real
Estate “Subject to” deals with applicable
paperwork is included in the
There are other
strategies as well, that we cover to give you
the best options overall for the real estate market you
Profit from the current crisis while you still can. Our
system is geared specifically for today's real estate. Go
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To your success,
Proven Tools to Profit from Today's Real Estate Trends